EARN & INVEST
24/7 access to the global market in the simplest way
24/7 access to the global market in the simplest way
24/7 access to the global market in the simplest way
Safeguard your assets from regional instabilities and political uncertainties with our robust protection. Diversify and strengthen your portfolio by holding your money in multiple currencies, ensuring global reach and local impact. Stay in control with 24/7 foreign exchange management, enabling you to optimize your investments anytime, anywhere.
Safeguard your assets from regional instabilities and political uncertainties with our robust protection. Diversify and strengthen your portfolio by holding your money in multiple currencies, ensuring global reach and local impact. Stay in control with 24/7 foreign exchange management, enabling you to optimize your investments anytime, anywhere.
OVERVIEW
Consolidate your investments under one trust account
Simplify your investment management by consolidating your assets under a single trust account. With UTGL, you can invest in a wide range of financial products, including:
Stocks: US, China, and HK stocks.
Funds: Diverse mutual and exchange-traded funds.
Bonds: Government and corporate bonds.
Options: Flexible investment strategies.
IPOs: Initial public offerings and international stock subscriptions.
Structured Investment Products: Tailored solutions for professional investors.
Fixed Deposit: Stable and secure investment.
Staking: Earn rewards by supporting blockchain networks.
KEY BENEFITS
Experience the UTGL advantages
01
No Capital Gains Tax in Hong Kong
Maximize returns with no capital gains tax, allowing your profits to grow tax-free.
02
No Long Onboarding Process
Get started quickly with our streamlined, hassle-free onboarding process.
03
Invest in Markets 24/7
Access global markets anytime, enabling dynamic, round-the-clock investment opportunities.
04
No Expensive Requirements
Invest without high costs or hidden fees, making it accessible for all.
05
No Personal Visit Requirements
Open your account remotely with no need for in-person visits.
COMPARISON
The UTGL trust advantage: Beyond traditional banking
Discover why a Trust Account offers superior benefits for wealth management and asset protection.
Trust Account
Bank Account
Legal Title
Trustee (Trust company)
Bank Account
Confidentiality
High. Trust is a non-disclosure agreement.
Low. It can be accessed by the judiciary.
Autonomy
High. The Trust company will only execute the instructions of the settlor.
Low. Banks have the right to use client deposit for lending. If the bank does not operate well, there will be default risk and personal losses to depositors.
Risk
Risk Isolation. Trust has no right to freeze the assets in clients' trust account. Creditors are unlikely to have right to claim the assets in the trust unless any illegal activity is involved.
No risk isolation. Banks have the right to freeze the account for different specific reasons. Creditors also have the right to claim from it which client cannot achieve risk isolation.
Sustainability
Eternal. In Hongkong, trusts can exist indefinitely, and can thus be used to plan for multiple generations ahead, safeguarding capital and permitting longer-term, more strategic planning.
Non sustainable. If a client has an accident, the bank account will be frozen until it is handed by the executor of the will who applies to the court for probate of the will. After a long process, the executor will determine how to manage the assets in the bank account according to the will.
Privacy
High. Under normal circumstances, only the high court has the right to request access to trust account information and assets. Others, including beneficiaries, have no right to access any information of trust assets.
Low. Account information and assets whereabouts will be queried if there is reason to do so.
Flexibility
High. Trust accounts accept not only cash but also overseas properties, precious metals, digital assets etc.
Low. Banks mainly accept cash and are extremely unlikely to accept digital assets.
Services
Variable. Trust accounts can provide more global services such as offshore accounts, global investments, global payments, global assets transfer etc.
Limited. Bank accounts only provide local bank services. Investment choice is limited to the bank's own products.
Legal Title
Trust
Account
Trustee (Trust company)
Bank
Account
Bank Account
Confidentiality
Trust
Account
High. Trust is a non-disclosure agreement.
Bank
Account
Low. It can be accessed by the judiciary.
Autonomy
Trust
Account
High. The Trust company will only execute the instructions of the settlor.
Bank
Account
Low. Banks have the right to use client deposit for lending. If the bank does not operate well, there will be default risk and personal losses to depositors.
Risk
Trust
Account
Risk Isolation. Trust has no right to freeze the assets in clients' trust account. Creditors are unlikely to have right to claim the assets in the trust unless any illegal activity is involved.
Bank
Account
No risk isolation. Banks have the right to freeze the account for different specific reasons. Creditors also have the right to claim from it which client cannot achieve risk isolation.
Sustainability
Trust
Account
Eternal. In Hongkong, trusts can exist indefinitely, and can thus be used to plan for multiple generations ahead, safeguarding capital and permitting longer-term, more strategic planning.
Bank
Account
Non sustainable. If a client has an accident, the bank account will be frozen until it is handed by the executor of the will who applies to the court for probate of the will. After a long process, the executor will determine how to manage the assets in the bank account according to the will.
Privacy
Trust
Account
High. Under normal circumstances, only the high court has the right to request access to trust account information and assets. Others, including beneficiaries, have no right to access any information of trust assets.
Bank
Account
Low. Account information and assets whereabouts will be queried if there is reason to do so.
Flexibility
Trust
Account
High. Trust accounts accept not only cash but also overseas properties, precious metals, digital assets etc.
Bank
Account
Low. Banks mainly accept cash and are extremely unlikely to accept digital assets.
Services
Trust
Account
Variable. Trust accounts can provide more global services such as offshore accounts, global investments, global payments, global assets transfer etc.
Bank
Account
Limited. Bank accounts only provide local bank services. Investment choice is limited to the bank's own products.
FREQUENTLY ASKED QUESTIONS
Everything you need to know
How do I get started with UTGL's Earn & Invest platform?
Kickstart your investment journey by creating a UTGL trust account, submitting your ID, address proof, and a selfie. Get approved within a few business days, fund your account, and start trading.
How do I get started with UTGL's Earn & Invest platform?
Kickstart your investment journey by creating a UTGL trust account, submitting your ID, address proof, and a selfie. Get approved within a few business days, fund your account, and start trading.
How do I get started with UTGL's Earn & Invest platform?
Kickstart your investment journey by creating a UTGL trust account, submitting your ID, address proof, and a selfie. Get approved within a few business days, fund your account, and start trading.
Is there a minimum investment requirement?
No, UTGL imposes no expensive requirements or minimum investment amounts, making it accessible for all investors.
Is there a minimum investment requirement?
No, UTGL imposes no expensive requirements or minimum investment amounts, making it accessible for all investors.
Is there a minimum investment requirement?
No, UTGL imposes no expensive requirements or minimum investment amounts, making it accessible for all investors.
How can I manage my investments with UTGL?
Our platform provides 24/7 access to global markets, allowing you to manage and optimize your investments anytime, anywhere.
How can I manage my investments with UTGL?
Our platform provides 24/7 access to global markets, allowing you to manage and optimize your investments anytime, anywhere.
How can I manage my investments with UTGL?
Our platform provides 24/7 access to global markets, allowing you to manage and optimize your investments anytime, anywhere.
How secure are my assets with UTGL Trust?
At UTGL, earning your trust and ensuring the security of your assets are our utmost priorities. We act as trustees and custodians in legal title, with all assets held by licensed financial institutions or top-tier custodians. This structure provides a robust layer of security for your wealth. In accordance with Part (iii) Section 77(2) of the Trustee Ordinance, UTGL places a substantial deposit with the Government’s Department of Accounting Services. Additionally, we voluntarily maintain professional indemnity insurance and full third-party liability insurance for added peace of mind.
How secure are my assets with UTGL Trust?
At UTGL, earning your trust and ensuring the security of your assets are our utmost priorities. We act as trustees and custodians in legal title, with all assets held by licensed financial institutions or top-tier custodians. This structure provides a robust layer of security for your wealth. In accordance with Part (iii) Section 77(2) of the Trustee Ordinance, UTGL places a substantial deposit with the Government’s Department of Accounting Services. Additionally, we voluntarily maintain professional indemnity insurance and full third-party liability insurance for added peace of mind.
How secure are my assets with UTGL Trust?
At UTGL, earning your trust and ensuring the security of your assets are our utmost priorities. We act as trustees and custodians in legal title, with all assets held by licensed financial institutions or top-tier custodians. This structure provides a robust layer of security for your wealth. In accordance with Part (iii) Section 77(2) of the Trustee Ordinance, UTGL places a substantial deposit with the Government’s Department of Accounting Services. Additionally, we voluntarily maintain professional indemnity insurance and full third-party liability insurance for added peace of mind.
What specific legal obligations govern UTGL’s operations?
s2 Recognition of Trusts Ordinance (Cap. 76) states that our clients’ and our trust accounts are governed by the law. s3A Trustee Ordinance (Cap.29) states that the trustee must exercise the care and skill that is reasonable in the circumstances, having regard to any special knowledge or experience that the trustee has or holds out as having and if the trustee is acting in that capacity in the course of business or profession, any special knowledge or experience that is reasonably expected of a person acting in the course of that kind of business or profession. s97 Trustee Ordinance (Cap.29) further provides that employees of a trust corporation shall be personally responsible to the court and subject to the process of the court as if he is appointed as a Trustee personally.
What specific legal obligations govern UTGL’s operations?
s2 Recognition of Trusts Ordinance (Cap. 76) states that our clients’ and our trust accounts are governed by the law. s3A Trustee Ordinance (Cap.29) states that the trustee must exercise the care and skill that is reasonable in the circumstances, having regard to any special knowledge or experience that the trustee has or holds out as having and if the trustee is acting in that capacity in the course of business or profession, any special knowledge or experience that is reasonably expected of a person acting in the course of that kind of business or profession. s97 Trustee Ordinance (Cap.29) further provides that employees of a trust corporation shall be personally responsible to the court and subject to the process of the court as if he is appointed as a Trustee personally.
What specific legal obligations govern UTGL’s operations?
s2 Recognition of Trusts Ordinance (Cap. 76) states that our clients’ and our trust accounts are governed by the law. s3A Trustee Ordinance (Cap.29) states that the trustee must exercise the care and skill that is reasonable in the circumstances, having regard to any special knowledge or experience that the trustee has or holds out as having and if the trustee is acting in that capacity in the course of business or profession, any special knowledge or experience that is reasonably expected of a person acting in the course of that kind of business or profession. s97 Trustee Ordinance (Cap.29) further provides that employees of a trust corporation shall be personally responsible to the court and subject to the process of the court as if he is appointed as a Trustee personally.
Ready to get started?
Unlock the power of trust with UTGL today. Take the first step by exploring our Trust Platform or create an account for an instantly rewarding experience.
© 2024 UTGL. All rights reserved.
Disclaimer: The information provided on this website is for informational purposes only. It should not be considered legal, financial or tax advice. UTGL makes no representations as to the accuracy, completeness, suitability or validity of any information on this site and will not be liable for any errors, omissions or delays in this information or any losses, injuries or damages arising from its display or use. All information is provided on an as-is basis.
This website may contain links to external websites that are not provided or maintained by or in any way affiliated with UTGL. Please note that the UTGL does not guarantee the accuracy, relevance, timeliness or completeness of any information on these external websites.
Links to external websites are provided as a courtesy and do not imply UTGL's endorsement of those sites or their content, products or services. UTGL assumes no liability for damages resulting from the use of or reliance upon the information provided herein.
Ready to get started?
Unlock the power of trust with UTGL today. Take the first step by exploring our Trust Platform or create an account for an instantly rewarding experience.
© 2024 UTGL. All rights reserved.
Disclaimer: The information provided on this website is for informational purposes only. It should not be considered legal, financial or tax advice. UTGL makes no representations as to the accuracy, completeness, suitability or validity of any information on this site and will not be liable for any errors, omissions or delays in this information or any losses, injuries or damages arising from its display or use. All information is provided on an as-is basis.
This website may contain links to external websites that are not provided or maintained by or in any way affiliated with UTGL. Please note that the UTGL does not guarantee the accuracy, relevance, timeliness or completeness of any information on these external websites.
Links to external websites are provided as a courtesy and do not imply UTGL's endorsement of those sites or their content, products or services. UTGL assumes no liability for damages resulting from the use of or reliance upon the information provided herein.
Ready to get started?
Unlock the power of trust with UTGL today. Take the first step by exploring our Trust Platform or create an account for an instantly rewarding experience.
© 2024 UTGL. All rights reserved.
Disclaimer: The information provided on this website is for informational purposes only. It should not be considered legal, financial or tax advice. UTGL makes no representations as to the accuracy, completeness, suitability or validity of any information on this site and will not be liable for any errors, omissions or delays in this information or any losses, injuries or damages arising from its display or use. All information is provided on an as-is basis.
This website may contain links to external websites that are not provided or maintained by or in any way affiliated with UTGL. Please note that the UTGL does not guarantee the accuracy, relevance, timeliness or completeness of any information on these external websites.
Links to external websites are provided as a courtesy and do not imply UTGL's endorsement of those sites or their content, products or services. UTGL assumes no liability for damages resulting from the use of or reliance upon the information provided herein.